Protecting Your Assets: How to Secure Your Bank Accounts

/in , , , , , /by

Banking is a crucial part of our daily lives. We trust banks to keep our hard-earned money safe, but unfortunately, they aren’t immune to theft or fraud. With the rise of cybercrime, it’s more important than ever to take steps to protect your assets in the bank. Here are some simple tips to help you secure your bank accounts:

– Use strong passwords and two-factor authentication: Your passwords should be long, complex, and unique to each of your accounts. Enable two-factor authentication for an extra layer of protection.

– Be cautious when using public Wi-Fi: Public Wi-Fi can be a breeding ground for hackers. When accessing your bank accounts on public Wi-Fi, use a virtual private network (VPN) to encrypt your connection.

– Watch out for phishing scams: Scammers often use emails and text messages that appear to be from your bank, asking you to provide sensitive information. Always double-check the sender’s email address and never click on links in unsolicited emails.

– Keep your software and anti-virus programs up to date: Regularly updating your software and anti-virus programs can help prevent cyberattacks.

– Monitor your accounts regularly: Keep a close eye on your bank accounts by regularly checking your statements and transactions. If you spot any suspicious activity, report it immediately to your bank.

By following these simple tips, you can help protect your assets in the bank and keep your money safe. At Boyd & Associates, we understand the importance of home security, and we offer a range of products and services to help keep you and your assets safe. Contact us today to learn more.

Establishing Safety and Security Policies at Your Business

/in , , , , , , , /by

A comprehensive commercial security system is an essential part of running your business, regardless of its size. In addition to your system it is important to establish safety and security policies.

These will ensure that your customers and employees are kept safe, as well as prevent the loss of valuable products, equipment, and supplies.

There are many different aspects to creating safety and security policies. Here are a few things to consider when designing them for your business.

5 Things to Remember When Establishing Safety and Security Policies at Your Business

  1. Do An Overall Assessment To Determine What Needs To Be Protected

It’s essential to walk through your business to evaluate what assets you have that need protecting. This includes identifying exterior doors and windows that could be used as entry points for thieves, as well as making notes of sensitive areas of your business that need to be off-limits to customers or only accessible to specific employees. Safety and security policies should also be put in place to help protect against cybersecurity threats to digital assets and sensitive data.

  1. Utilize Smart Devices And Access Control

Years ago, many business owners used traditional keyed locks and gave keys to trusted employees. This can prove to be a risky security strategy, as keys can be lost, misplaced, stolen, or disappear when an employee no longer works for the business.

Today, many companies utilize access control devices as one of their safety and security policies. This means that there are no keys to lose. It also means that business owners can keep track of who comes and goes from the building at any time of day or night. These devices can also be programmed to only allow specific employees (or certain employees during certain times.) This is helpful in a business like a pharmacy that sells controlled substances that are frequently the target of thieves.

  1. Make Cybersecurity A Priority

As people increasingly rely on “smart” devices that are connected to the internet, enterprising hackers and cyber thieves are taking advantage of increased opportunities to hack in to wreak havoc, gain sensitive information, or even gain physical access to the premises being controlled by a smart door lock, for example.

This is of particular concern to business owners, and it’s one of the reasons why it’s essential to work with a team of professionals when installing a commercial security system. They’ll help ensure that all smart devices — from door locks to thermostats and beyond — are well-protected from cybersecurity threats such as Bluetooth and Wi-Fi hackers.

  1. Develop An Emergency Evacuation Plan

Creating safety and security policies is one of the five keys to a successful business security plan. Another one of those keys is preparing for a disaster. An emergency evacuation plan is one policy that no business should be without.

Your evacuation plan should cover any natural disaster or emergency that could potentially happen in your area, whether you live in a place that’s prone to earthquakes and wildfires or if you live in a coastal area that gets hit with hurricanes. Fires, active shooter situations, and medical emergencies are other events that should be covered in these types of plans.

  1. Use Proper Training To Put Everyone On The Same Page

Business safety and security policies are no good if no one actually uses them. This is why it’s important to make them part of every employee’s training. From not sharing or giving out access control or digital device passwords to having a good understanding of what to do if an emergency strikes, taking the time to train your employees on safety and security policies in advance will help protect all of your assets — both human and otherwise — should something unexpected happen.

For More Security Tips And Solutions, Stick With Boyd & Associates

And if you’re looking for more ways to keep yourself and your business safe, check out our commercial security and automation services at Boyd & Associates. We offer a wide range of security options to protect you and your employees. If you’re ready to discuss our custom solutions, contact us today to learn more about our services and how we can help you prepare for what’s next.

 

 

5 Security Tips for Safe Online Shopping

/in , , , , /by

E-commerce has made shopping faster and more convenient. Today, approximately 69% of Americans have made an online purchase. By 2023, the United States will have 300 million online shoppers (91 percent of the country’s population).

However, online shoppers who do not properly secure their personal data are more susceptible to cyber attacks and identity theft.

Below, we provide five tips to secure personal and financial information online and ensure safe delivery of online purchases.

  1. Buy from Credible Websites

Understand the potential risks of shopping online, such as identity theft or fraud, to properly safeguard your sensitive information.

Shop only on credible websites. Cyber attackers often pose as e-retailers to obtain personal and financial data or gain access to devices. Avoid falling victim to a cyber attack with the following precautions:

  • Avoid clicking on suspicious emails or links. Cyber attackers may use vicious malware in emails or links to obtain sensitive data, such as credit card information or social security numbers.
  • Familiarize yourself with the e-retailer’s privacy policy. Ensure your confidential information will not be disclosed or sold to a third party.
  • Read customer reviews. Research unfamiliar online retailers and be wary of particularly negative reviews, and look for suspiciously positive reviews (which may be false or unreliable).
  • Understand the e-retailer’s return policy. Be aware of proper return procedures should you be unsatisfied with a product.

  1. Connect to a Secured Network

An unsecured network could leave your personal and financial data vulnerable to attack, as it is easily accessible to cyber criminals. Be aware of online shopping risks while on the go, and use the following security tips:

  • Avoid public Wi-Fi networks. Cyber attackers may easily intercept sensitive data through an unsecured network.
  • Connect to a virtual private network (VPN) whenever possible. VPNs encrypt your data and protect sensitive information from being stolen.
  • Shop on websites that contain “https://”. Look for sites that include “https://” in the address, which indicates that data is encrypted and not accessible to cyber attackers.

  1. Use Secure Payments

Compromising personal payment information could lead to identity theft or fraudulent use. Credit cards are the safest payment method for online transactions as opposed to ATM or debit cards. This is because online shoppers are typically less liable for loss from unauthorized use. Take the following actions to secure online payments and protect financial data:

  • Continually check credit card statements for irregularities. Identify and promptly respond to any fraudulent activity. Contact your bank to see if an automatic feature that alerts you of suspicious account activity is offered.
  • Never store credit card data on your devices. Re-enter credit card information for each transaction to prevent users with access to your device from taking advantage of stored information.
  • Refrain from providing unnecessary information. Avoid supplying retailers with highly sensitive information, such as your social security number or date of birth.
  • Utilize “virtual” credit cards. Use the alternate card number provided by the issuer to protect your actual credit card information in the case of a breach.

  1. Protect Smart Devices

Shopping on a mobile device offers convenience for shoppers. However, it can significantly increase security risks. Properly secure your smart device to mitigate the risk of compromising personal information:

  • Download and purchase from credible retailers’ mobile applications to ensure secure transactions.
  • Install updated security software, such as antivirus or anti-spyware, on your device as it becomes available.
  • Protect your phone with a unique and complex password, PIN or pattern.
  • Use two-factor authentication to confirm your identity with at least two types of credentials. For example, your phone may require your passcode and your fingerprint to unlock, or your email may require a password and a numeric code sent to your phone.

  1. Utilize Video Surveillance Cameras

After making an online purchase, ensure your package arrives safely at your doorstep with surveillance cameras or doorbell cameras. Monitor your front door from any web-enabled device in real-time to:

  • Confirm your package arrives on time.
  • Ensure delivery workers handle items with care.
  • Ward off or identify burglars who may attempt to steal your packages.

Cyber security should not be taken lightly. Work with your trusted security provider at Boyd & Associates to properly equip your home and devices for the best cyber protection.